For Community Financial Institutions, Hispanic and Latino Consumers Still Represent An Unserved Market
Hispanic Americans make up 18.7 percent of the U.S. population and are the largest ethnic group in the ...
The Future of Credit Decisioning Blog
Missed Payments Can Mean Big Credit Score Drops – Here's How You Can Help
There’s a growing focus on how the impact of late payments can hurt consumers. Recently, there have been a ...
Driving Financial Inclusion Without Driving Risk – Best Practices for CDFIs
Banks and credit unions who have taken the step to become certified Community Development Financial ...
Traditional Credit Scores Aren’t Dead Yet
But the recent Equifax flub suggests they’re also not as bulletproof as they used to be Recently, a ...
How Lokyata Helps Improve Members’ Financial Wellbeing
While building member trust in your credit union at the same time. Financial wellbeing has been a primary ...
Consumer Lending Decisioning to Meet Borrower Needs
Traditional means of analyzing a borrower’s credit worthiness often fails to provide a complete picture of ...
Three Paths to Consumer and Auto Lending Success
In a recent post, we talked about alternative consumer credit data that is helping banks and credit unions ...